Legal

Terms of Use

Last Updated: January 2026

These Terms of Use (“Terms”) govern your access to and use of the website, mobile applications, products, and services provided by iRentNg Limited (“iRent”, “we”, “our”, or “us”). By accessing or using the Platform, you agree to be bound by these Terms.

1. Company Information

  • Legal Entity: iRentNg Limited
  • Address: J29, Road 5, Ikota Shopping Complex, Lekki, Lagos, Nigeria
  • Contact: hello@irentng.com

2. Eligibility

You must be at least 18 years old to use the Platform. By using iRent, you represent and warrant that you meet this requirement.

3. Account Registration & Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

You agree to provide accurate, current, and complete information and to promptly update your details when necessary.

4. Platform Services

iRent provides tools and infrastructure for:

Services

  • Rent payment, logging and verification
  • Rent history reporting
  • Property and tenant management
  • Data services for lenders, fintechs, and credit bureaus

All services are provided on an “as-is” and “as-available” basis.

5. Acceptable Use

You agree not to:

Prohibited Activities

  • Engage in fraud, misrepresentation, or illegal activity
  • Provide false or misleading information
  • Impersonate any individual or entity
  • Access or scrape data without authorization
  • Reverse engineer, copy, or exploit the Platform
  • Interfere with system operations or security

Violation may result in immediate suspension or termination.

6. Identity & Verification

You consent to identity verification processes including BVN checks and facial recognition. iRent does not guarantee the absolute accuracy of user-provided or third-party data.

7. Fees & Payments

Certain features may require payment. Fees and payment terms are presented at the point of use or via direct communication.

8. Data Privacy

Your use of the Platform is subject to our Privacy Policy, which explains how your personal data is collected and processed.

9. Intellectual Property

All content, software, trademarks, logos, and intellectual property on the Platform are owned by iRentNg Limited and protected by applicable laws.

You may not copy, distribute, modify, or exploit any part of the Platform without prior written permission.

10. Third-Party Services

Some services depend on third-party providers. iRent is not responsible for the availability, accuracy, or performance of such third-party services.

11. Suspension & Termination

iRent reserves the right to suspend or terminate any account at its sole discretion for:

Termination Reasons

  • Policy violations
  • Fraud or misuse
  • Legal or regulatory risk
  • Security concerns

12. Disclaimers

iRent does not guarantee:

No Guarantees

  • the accuracy of rent data or third-party information
  • credit decisions, housing outcomes, or financial results
  • uninterrupted or error-free service

13. Limitation of Liability

To the fullest extent permitted by law, iRent shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Platform.

14. Indemnification

You agree to indemnify and hold harmless iRent from any claims, losses, liabilities, and expenses arising from your misuse of the Platform or violation of these Terms.

15. Dispute Resolution

Any dispute shall first be resolved through good-faith mediation or arbitration before resorting to court proceedings.

16. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.

17. Amendments

iRent may update these Terms at any time. Continued use of the Platform constitutes acceptance of the revised Terms.

18. Contact

For inquiries regarding these Terms, contact: hello@irentng.com